How We Do It
Southern Wealth Advisors was created to help families achieve their financial dreams. Regardless of what stage of life you’re currently in — moving ahead in your career, enjoying retirement or somewhere in between — Southern Wealth Advisors was created to help you achieve your financial goals.
Do you want to purchase a vacation home, fund your children’s or grandchildren’s education, and spend your retirement as you’ve dreamed— or all of the above?
Together, we can create a personalized wealth management strategy to help you prepare for a successful financial future.
The Goals-Based Financial Planning Process
Step 1: The first step is to define your goals. What are your hopes and dreams?
Our process is designed to provide a roadmap to your financial future that can help you visualize the financial future you want for yourself and your family. Your circumstances and goals are likely to evolve over your lifetime so our plan is designed to change with them.
Step 2: Understand where you are at today so we can plan where you want to go
We review your current and future financial situation, identify the likelihood of reaching your goals, and address any potential shortfalls or the impact of unexpected life events.
Step 3: Create an optimal strategy consistent with the established goals
Using a suite of tools that includes goal-specific analysis, we can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments, debts and cash management needs.
Step 4: Plan implementation
With our guidance, you’ll have access to a comprehensive array of products, services and accounts that, collectively, can provide you with the foundation for implementing and carrying out your financial strategy.
Step 5: Monitor progress and make adjustments as needed
We will work with you suggesting modifications as necessary to help keep your goals in reach and your strategy on the right course. Defining and pursuing your goals is an ongoing process not a static event
Step 6: Ongoing communication and commitment
We will monitor your progress in light of changing market conditions, or changes in your circumstances, and can recommend adjustments to help keep you on track.
A Portfolio to Suit Your Needs
Achieving the right balance of stocks, bonds and cash is one of the keys to managing your portfolio wisely. We feel the way your assets are allocated can be as important in determining your portfolio’s performance as the individual securities you own.
Although there are no guarantees in investing, the use of a diversified investment strategy that reflects your time frame, resources, objectives and risk tolerance may increase the chances of meeting your financial goals.